Guaranteed Asset Protection
(US Warranty GAP)
Protecting your vehicle investment is our top priority at Sunset Ford St. Louis. Understanding your risks is key when financing a new or used Ford.
The Financial Gap
Understanding Negative Equity
The primary reason to consider GAP coverage is the rapid depreciation of vehicles immediately after purchase.
What Happens in a Total Loss?
- Your vehicle is declared a total loss (theft or accident).
- Insurance pays the Actual Cash Value (ACV).
- This amount is often less than your remaining loan balance.
- You owe the difference ("Negative Equity") out of pocket.
The Solution: US Warranty GAP Protection
Our US Warranty GAP Protection St. Louis plans cover this entire shortfall, ensuring you walk away debt-free after a loss.
Loan Balance Coverage: Covered
Insurance Deductible: Up to $1,000
Key Benefits of Sunset Ford's US Warranty GAP
Choosing our Auto Loan Protection Missouri ensures comprehensive coverage and complete peace of mind.
Debt Elimination
GAP pays the difference between your insurance payout (ACV) and the outstanding loan balance, eliminating the "phantom debt."
Depreciation Shield
Essential for long loan terms (72+ months) or small down payments—common negative equity risk factors in St. Louis.
Deductible Reimbursement
Our program includes coverage for your primary insurance deductible (up to $1,000), reducing immediate out-of-pocket costs.
Finance Integration
GAP is easily rolled into your monthly payment, providing maximum protection with minimal hassle.
Ready to Secure Your Investment?
Contact our dedicated Sunset Ford St. Louis Finance team today to get a personalized US Warranty GAP quote.
Visit Sunset Ford St. Louis—your trusted St. Louis Ford Dealership since 1912.