Ford First-Time Buyer Program

We believe everyone should have the opportunity to be able to drive around St Louis in a comfortable and reliable new Ford vehicle. If you’re a first-time car buyer, you likely have little to no credit history. At Sunset Ford St. Louis, we’re here to make it simple, affordable, and stress-free.

Our first-time car buyer program is designed to help qualified first-time buyers secure special financing options to provide low monthly payments and affordable interest rates. If you’re a first-time car buyer, work with the finance experts at Sunset Ford St. Louis today and learn about our first-time car buyer program!

Ford First-Time Buyer Program: How To Qualify

Getting financing is straightforward when you work with our dealership but we know it’s stressful as a first-time car buyer because of the concern that you might not qualify. Luckily, many first-time car buyers will likely qualify for this program. You’ll likely qualify for the first-time car buyer program if you fit these criteria:

• No prior auto credit on bureau
• No major derogatory credit remarks
• Verifiable monthly income
• Monthly income sufficiently covers vehicle payments, living expenses, & outstanding debt

Ford First-Time Buyer Program: Which Vehicles Qualify?

The Ford First-Time Buyer Program at Sunset Ford St. Louis applies to most new 2025 and 2026 Ford models, giving first-time buyers access to reliable, modern vehicles with flexible financing options.

Ford First-Time Buyer Program: How To Get Started

When you’re ready to apply for the Ford first-time car buyer program, you’ll realize that it’s a simple and straightforward process. Take a look at how to get started with our first-time buyer program:

1. Take a look at our inventory online and ensure you’re opting for a new Ford model that fits your St Louis lifestyle.
2. Do your research on vehicle ownership and ensure that you’re able to afford the monthly payment, maintenance, and any other expense that could come up with owning a vehicle.
3. When you’ve found the right vehicle for your needs, work with our team and we’ll help you go through the final steps of purchasing a new Ford as a first-time car buyer.

The Ford First-Time Buyer Program at Sunset Ford St. Louis is available on select financing and lease options for new Ford vehicles when program requirements are met.

Ford First-Time Buyer Program: Eligible Contract Types

Qualified first-time buyers may use this program with the following options:

• Retail Financing

• Flex Buy® Financing

• Red Carpet Lease

All contracts must be for personal use only. Commercial or business-use vehicles are not eligible under this program.

We Can Help First-Time Car Buyers Like You at Sunset Ford St. Louis!

There’s no need to stress about finding the right vehicle for your commute when our team of experts at Sunset Ford St. Louis are here to help. Get in touch with us today to start the car-buying process as a first-time car buyer!